From the category archives:

Home Loans

Getting a Mortgage Loan after Bankruptcy

Home Loans
Thumbnail image for Getting a Mortgage Loan after Bankruptcy

While filing for bankruptcy protection can feel like the end, the reality is that your life is not over.  Rather than dwelling on the mistakes of the past, the best thing you can do is learn from them and then move on.  Moving on can be hard, especially since you are likely feeling let down [...]

Continue reading —>

Owning a Home is Better Than Renting it.

Home Loans
Thumbnail image for Owning a Home is Better Than Renting it.

To rent or to buy? That is the question. Many believe that renting a house involves spending less money in the immediate future as compared to the huge capital investment required for buying a house. If a renter, does not like his apartment, he or she can move out to some other place. With a [...]

Continue reading —>

Are you at Risk of Mortgage Fraud?

Home Loans
Thumbnail image for Are you at Risk of Mortgage Fraud?

You may think that getting a mortgage is one of the safest things that you can do. Unfortunately however, there are many mortgage scams that you could potentially fall victim to. Your mortgage is one of the most important investments that you will make in your life. Here you will find out more about the [...]

Continue reading —>

Finding a Good Portland Mortgage Lender

Home Loans
Thumbnail image for Finding a Good Portland Mortgage Lender

What is needed to satisfy the Portland mortgage lenders for a possible home loan? Simple: valid documents that state that the applicant is able to handle the mortgage payment without any problems. The key to getting approved by the mortgage lenders in Portland is to pass their strict standards of passing through the main categories [...]

Continue reading —>

How to Get a Mortgage After Bankruptcy

Bad Credit
Thumbnail image for How to Get a Mortgage After Bankruptcy

If you are looking to apply for a mortgage after bankruptcy, it is vital to understand that it will take time and patience. The majority of lenders will expect you to wait at least 2 years after the date of your bankruptcy discharge before applying for a mortgage, although in some cases you might be [...]

Continue reading —>

VA Loan Downpayment = 0%

Home Loans
Thumbnail image for VA Loan Downpayment = 0%

VA loans are probably the most straight-forward type of loan that there is. Of course, there are certain stipulations and rules that must be adhered to. However, the Department of Veterans Affairs makes sure that U.S. veterans of all ages are given the opportunity to be approved with a VA loan. VA loans are offered [...]

Continue reading —>

Is Your Neighbor Paying Less Than You For Property Taxes?

Home Loans
Thumbnail image for Is Your Neighbor Paying Less Than You For Property Taxes?

Property tax has been a hotly contested subject since the recent foreclosures and other events which have greatly affected housing valuations in various parts of the country.  In certain areas of the country, people are even strategically defaulting on mortgages. As you come close to paying off the mortgage, one of the things you will [...]

Continue reading —>

Taking Out a First Time Mortgage

Home Loans
Thumbnail image for Taking Out a First Time Mortgage

A home is the largest investment of a lifetime. Depending upon how long the individual will live in the home, determines what type of mortgage is sought and what type of mortgage coverage is needed. Unless the person is planning on moving in a short amount of time a fixed rate mortgage is preferable. With [...]

Continue reading —>

Take Advantage of Bad Credit Refinancing Loans

Bad Credit
Thumbnail image for Take Advantage of Bad Credit Refinancing Loans

Just like people who apply for new loans, hurdles have to be cleared before proceeding with debt consolidation.  Given any period of time unforeseen events can have a negative impact on credit, but when an opportunity to improve the situation presents itself, most people with bad credit scores should take advantage of it. If someone [...]

Continue reading —>

Remortgage Loans Help You Save Money

Home Loans
Thumbnail image for Remortgage Loans Help You Save Money

You may want to apply for remortgage loans for a variety of reasons. For example, if the mortgage you have now is at a higher rate than is currently offered, you can save money. Also, if the value of your home has gone up, it can be a smart idea. Remortgage loans are new mortgage [...]

Continue reading —>